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Special Offers

Enjoy the Cal Coast Advantage with these member only discounts and limited-time offers. 

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Current Special Offers

Not only do we offer financial services designed to save you time and money ─ we also offer exclusive offers and perks to help save you even more money. After all, we’re “people helping people.” And that’s not just talk. 

Be sure to check back often to see how we can help you get you where you want to be — and with more money in your pocket. Cal Coast members receive the following member-only perks. 

LIMITED-TIME OFFER

1.98% APR1 Rewards Credit Card Special

What’s the offer?

Enjoy 1.98% introductory APR on purchases and no annual fee with our Platinum Choice Rewards Mastercard® Credit Card.

When is the offer valid?

The introductory purchase rate is valid for the first 12 months on Platinum Choice Rewards Mastercard accounts, only applicable on new originations. After 12 months the APR will vary depending on the prime rate, view your card agreement for APR details.1

How do I take advantage of the offer?

Apply online, call us at (877) 495-1600 or visit your local branch.

In addition, the Platinum Choice Rewards Mastercard features:
  • No annual fee
  • Credit limits up to $25,000
  • EMV chip technology
  • Low rates to keep your monthly payment affordable
  • Plus ID Theft Protection3, Extended Warranty3,4, Price Protection3,4 and more
Apply Now View Rates

LIMITED-TIME OFFER

2.88% APR2 Credit Card Special

What’s the offer?

Enjoy 2.88% introductory APR on balance transfers with no balance transfer fee and no annual fee with our Platinum Mastercard® Credit Card.

When is the offer valid?

The introductory balance transfer rate is valid for the first 12 months on Platinum Mastercard accounts, only applicable on new originations. After 12 months the APR will vary depending on the prime rate, view your card agreement for APR details.2

How do I take advantage of the offer?

Apply online, call us at (877) 495-1600 or visit your local branch.

In addition, the Platinum Mastercard features:
  • No annual fee
  • Credit limits up to $25,000
  • EMV chip technology
  • Low rates to keep your monthly payment affordable
  • Plus ID Theft Protection3, Extended Warranty3,4, Price Protection3,4 and more
Apply Now View Rates

LIMITED-TIME OFFER

Auto loans as low as 3.98% APR5

Get up to 0.50% off your auto loan rate when you buy your vehicle using a Cal Coast Auto Buying Service and finance with Cal Coast.

​Benefits of Cal Coast Auto Buying Services:
  • Enjoy a sweet discount—up to 0.50% off your auto loan rate when you use a Cal Coast Auto Buying Service
  • Enjoy no payments for 90 days6
  • Shop how you want with a do-it-yourself option powered by TrueCar, or take advantage of personalized assistance from concierge services courtesy of New Cars Inc.
  • Vehicle Loan Protection—enjoy peace of mind on the road, thanks to low cost vehicle protection packages
Apply Now Auto Buying Services

Exclusive Member Discount on Taxes

Tax Solutions and Savings for Members

  1. REWARDS CREDIT CARD SPECIAL: APR = Annual Percentage Rate. All loans subject to approval. All information is accurate as of 10/1/2025 and is subject to change without notice. For current rates and terms, please click “More Info” above or contact California Coast Credit Union at (877) 495-1600. All loans subject to approval. Mastercard is a registered trademark, and the circles design are trademark, of Mastercard International Incorporated.

    Introductory rate on purchases valid for 365 days from account opening. 1.98% promotional offer cannot be used to pay off any CCCU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Offer valid on new Platinum Choice Rewards Mastercard accounts only. Introductory rate on purchases does not apply to Platinum, Platinum Secured and Platinum Student Credit Cards. Certain restrictions apply. 

  2. CREDIT CARD SPECIAL: APR = Annual Percentage Rate. All loans subject to approval. All information is accurate as of 10/1/2025 and is subject to change without notice. For current rates and terms, please click “More Info” above or contact California Coast Credit Union at (877) 495-1600. All loans subject to approval. Mastercard is a registered trademark, and the circles design are trademark of Mastercard International Incorporated.

    Introductory rate on balance transfers valid for 365 days from account opening. 2.88% promotional offer cannot be used to pay off any CCCU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Offer valid on new Platinum Mastercard accounts only. Introductory rate on balance transfers does not apply to Platinum Choice Rewards, Platinum Secured and Platinum Student Credit Cards. Certain restrictions apply. 
  3. For eligible items purchased with your California Coast Platinum Mastercard.
  4. Certain terms, conditions, and exclusions apply. Contact California Coast for complete coverage terms and conditions or call (800) MC-ASSIST or (800) 622-7747 for assistance.
  5. AUTO BUYING SERVICES DISCOUNT: APR = Annual Percentage Rate. Rates and terms are based on credit history, subject to credit approval, and subject to change. Up to 110% financing available based on credit worthiness and model year. New: Manufacturer's Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB), plus license fees and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC) and is subject to approval. A valid driver's license and current insurance information are required at time of financing.

    Subject to credit and collateral approval. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 10/1/2025 and includes a discount for using the Cal Coast Auto Buying Service Powered by TrueCar at https://calcoastcu.truecar.com or New Cars Inc, our personalized concierge auto buying service (calcoastcu.truecar.com or NCI). Rates are subject to change without notice. Vehicle loan rates with the calcoastcu.truecar.com/NCI discount currently as low as 3.98% APR, depending on credit history, loan term and vehicle model year. The as low rate applies to vehicle model years 2022 and newer. A 29 month loan with a 3.98% fixed APR would have monthly payments of $36.22 per $1000 borrowed. If you use calcoastcu.truecar.com/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. To qualify for discount offer you must use the Cal Coast Auto Buying Service at https://calcoastcu.truecar.com or New Cars Inc and either fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar Savings Certificate) or purchase a vehicle from New Cars Inc. and finance your purchase with California Coast Credit Union. The Cal Coast TrueCar Savings Certificate must be generated prior to purchase and no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. Discount for all year models is 0.50% off the approved interest rate for loan terms up to 5 ½ years (66 months). Discount for all year models is 0.25% off the approved interest rate for loan terms of 67 months and longer. Discounted rates are available for purchases and not valid for refinances and lease buyouts. Discounts cannot be combined with any other discount program or type. Please allow ten to fifteen business days after funding for processing your purchase and loan discount. 
  6. 90-day deferred payment option for qualified borrowers. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. Restrictions apply.
  7. CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service.

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