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Membership & Benefits

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Join Cal Coast and Live a More Prosperous Life 

Becoming a member of Cal Coast Credit Union is easy and rewarding. If you live or work in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties we welcome you to join today by opening an account or applying for a loan - it's that easy!

Benefits Far Beyond Banking 

Being a part of Cal Coast doesn't just mean incredible rates on loans, mortgages and credit cards - it's receiving unparalleled service every time you call our member service center or walk into a branch, it's access to free personalized financial coaching - it's opening the doors to a world of perks and benefits for your personal and professional life. There's nothing more fulfilling than joining a community of like-minded people that value education, living comfortably and giving back. 

Member Perks

From loyalty rewards to personalized financial advise to sweepstakes, being a Cal Coast member is a no-brainer. 

Loyalty Program

Earn Loyalty Rewards
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From the moment you become a Cal Coast member, you start to build up loyalty rewards points! 

  • Earn points automatically as soon as you become a member
  • Gain points for using products/services, opening accounts, etc.
  • Redeem points as you wish!

Financial Wellness

Financial Workshops
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From one-on-one coaching to monthly webinars, Cal Coast works hard to provide constant and valuable financial wellness programs and education for our members and the community. 

Referral Program

Coast into Cash
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Refer a friend, family member or co-worker to Cal Coast and we'll reward you in the form of cash!

  • Refer a friend
  • Referral becomes a member
  • Both get rewarded

Online & Mobile Banking

Online & Mobile Banking
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We're all about providing you with convenient and remote access to your accounts, wherever you are. 

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Coast into Cash Member Referral Program

Earn up to $500 per year!

Get rewarded for sharing Cal Coast with your friends and family. For every successful referral, you'll get $50 and they'll get $50! It only takes a few seconds to refer and your friends can sign up online in minutes.1

REFER NOW Learn More
About Us

Cal Coast Cares Foundation

Since its inception in 2015, the foundation has awarded over $1,000,000 in scholarships and grants! This year, we are proud to be awarding an additional $260,000 in scholarships to deserving college students, graduating high school seniors and foster students who are in, or have been in, the foster care program in San Diego or Riverside counties to pursue accredited degrees. The Foundation also supports local educators through grants for classroom projects. 

Scholarships & Grants

Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, and San Bernardino Counties. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Restrictions apply.

  1. Referring Members: to qualify, the referring member must be an existing active California Coast Credit Union member in good standing. The referred member must be a new member to California Coast Credit Union, open a separate membership account, pay a one-time membership fee of $5, open a savings account and make a minimum deposit of $50 into a checking or savings account (balance must remain at $50 until incentive has been paid). An additional $25 dividend bonus is paid to the referring member when the referred member funds an auto loan within 30 days of account opening. Referral dividend bonuses are paid to the savings account within 3 business days of the criteria being met. Referring members can receive a maximum of $200 referral bonus, per new member referred maximum and a total of $500 in referral dividend bonuses per calendar year.
    Referred Members: To qualify, the referred member must be a first-time new member, meet membership eligibility and account opening criteria, be at least 13 years old, and open the required account types: savings account, checking account with eStatements, plus deposit and maintain at least a $50 balance in either account, and one of the following: enroll in Online Banking, use Bill Pay, or set-up Direct Deposit. An additional $25 dividend bonus is paid for an auto loan that is funded within 30 days of account opening and a $75 dividend bonus is paid for a real estate loan that is funded within 120 days (excludes credit cards and lines of credit). Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer. Referral dividend bonuses are paid to the savings account within 3 business days of the criteria being met, including maintaining a $50 balance. Additional Promotion Terms: Referring members must be 18 years old to participate in the Coast into Cash referral program. Referred members who are 13 to 15 years old require a parent or guardian to be joint on the account. Referrals are subject to verification. All related individuals may no longer qualify for this promotion and may not receive all or a portion of the bonus if, in California Coast Credit Union’s sole discretion, they are linked to an unqualified referral or misuse of the program. Dividend bonus payments subject to tax. Cannot be combined with any other offer. California Coast Credit Union branch employees not eligible. Limited time offer. Terms and conditions subject to change without notice and promotion may be discontinued. Learn more at calcoastcu.org/refer.

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