Business Certificates

Lock in a great rate and open a Cal Coast certificate today.

A safe and secure way to save

A Certificate locks up your savings for a set period of time and earns higher rates than a standard savings account. All it takes is a minimum of $1,000 to get started and see your money grow.

Certificate benefits:

Choice of terms, from 3 months to 5 years
Competitive, fixed-rate
Online Banking gives you easy access to accounts—review transaction history, utilize budget tools, make external transfers, and more.
Mobile Banking⁵ including Bill Pay and Deposit
Free eStatements
CoastLine Telephone Banking

APY = Annual Percentage Yield. Rates are accurate as of 04/30/2026. Fees could reduce earnings. Rates and terms are subject to change without notice.

Federal regulation requires financial institutions obtain identifying information for all "beneficial owners" of a legal entity (individuals owning, directly or indirectly, 25% or more of the equity interest in a legal entity or individuals with authority to direct, manage, or control the legal entity) each time a corporation, LLC, or other business entity opens a new account, including the renewal of a loan or certificate of deposit.

Minimum deposit to open a Business Savings Account is $100. The $5 monthly maintenance fee is waived with a $50 daily balance in non-checking accounts. A minimum balance of $50 is required to earn dividends.
Minimum deposit to open a Business Money Market Account is $50. A minimum balance of $2,500 is required to earn dividends.
Minimum deposit to open a Business Money Max Index Account is $100. The $10 monthly maintenance fee is waived with a $2,500 daily balance in non-checking accounts. A minimum balance of $2,500 is required to earn dividends.
Regulation D (Reg D) was amended to allow financial institutions to suspend the six-transaction transfer limit requirement each month. For the time being, you can now make unlimited transfers and withdrawals.
Check with your wireless provider to determine if data and text messages rates apply.

Business Certificates

Grow Your Business with Certificates

A safe and secure way to save

Certificate benefits: