Loans for Living Life Your Way
Higher Education
Student Loans
- Competitive interest rates
- Multiple repayment options
- No origination fees
Debt Consolidation
Signature Line of Credit
Do you have good credit, but you're experiencing unexpected bills or need help consolidating credit card debt? The Cal Coast Signature Line of Credit offers competitive rates with multiple repayment options.
Signature Loan
Your Anything Loan
It's the perfect time to finally move forward with that home improvement project! Live comfortably and explore Cal Coasts Signature Loans for anything from home renovations to covering wedding and funeral costs.
Common Personal Loan Uses:
- Lifeline for unexpected financial emergencies (hospital bills, loss of income, urgent car repair, etc.)
- Credit card and debt consolidation
- Home improvements or repairs
- Energy-efficient home remodels2
- Students and adults pursuing degrees in higher education through our partner Sallie Mae®3,4
View Loan Rates
Comparing Loan Options
| Signature Loan | Signature Line of Credit | Secured Signature Loan | |
|---|---|---|---|
| APR1 | As low as 10.88% APR | As low as 14.50% APR | As low as 3.00% APR with secured funds |
| Best For | Those who want a lump sum and set monthly payments. | Those who want revolving payments based on funds used. | A Signature loan that can help build or repair credit. |
| Features | No collateral needed. Loans up to $30,000. Terms up to 60 months. No prepayment penalty. | No collateral needed. Loans up to $25,000. Open-ended Line of Credit. | Loan secured by funds deposited with Cal Coast.5 Terms up to 84 months. No prepayment penalty. |
More Options
| GOGREEN HOME ENERGY FINANCING LOAN | STUDENT LOANS | |
|---|---|---|
| APR1 | As low as 3.58% APR | Varies |
| Best For | Energy efficiency loans for California residents. Covers bundled solar + battery storage projects, solar panels without battery storage are not covered. See details for special program guidelines.2 | Undergraduate and graduate students attending degree-institutions; parents and relatives who want to take out a loan for their student.3 |
| Features | Loans up to $75,000. Terms up to 20 years. No prepayment penalty. | Competitive interest rates. Multiple repayment options. No origination fees. No prepayment penalty4 |
You May Also Want to Consider
Overdraft Line of Credit
- Overdraft protection on Cal Coast checking accounts
- No fees
- Rates as low as 8.88% APR
- Credit line of $1,000 with access as you need it
- Subject to credit review
