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Save Big with an Energy Upgrade
Fast, flexible financing with a GoGreen Home Energy Loan, powered by the State of California. GoGreen is designed to help you finance new eco-friendly home improvements. Rates from 3.98% - 9.88% APR.
Already have a plan for an eligible project?
1
Explore your options, from DIY projects and simple appliance upgrades to larger endeavors with GoGreen Contractors.
2
Get a quote from a contractor who meets the program requirements.1 Or, choose a project eligible for self-instillation.
3
Upgrade your home with confidence, knowing you're backed by a state-approved program.
Elevate Your Home, Not Your Stress Level
Low Rates, Big Savings: Rates as low as 3.98% APR2
Flexible Financing: Borrow from $5,000 to $50,000 (or up to $75,000 for solar + battery bundles)
Convenient Repayment Terms: Choose terms from 2.5 to 15 years (or up to 20 years for solar + battery)
Fast Approvals: Decisions within 2 business days, with instant approval for qualified borrowers
State-Endorsed Program: Developed by the State of California for quality and security
SEE RATES
Program Qualifications
✓ Work with a GoGreen Home Energy FinancingTM Qualified Contractor
✓ Eligible properties include single-family homes, townhomes, condos, duplexes, triplexes, fourplexes, and some manufactured homes
✓ Receive gas/electric service from San Diego Gas & Electric, Pacific Gas & Electric, Southern California Gas, or Southern California Edison
✓ 70% of the loan must finance eligible energy projects approved by the state of California, with the remaining 30% for other improvements
✓ You need to be financing a new project— refinances aren't eligible
For Questions or Assistance:
Call (858) 495-1637 or email energy@calcoastcu.org.
Visit GoGreen Financing for more details.
Real Stories, Real Savings
Windows for the Win
Joe and Buffy Gill were paying almost $1,000 monthly for their energy bills. With GoGreen Financing, they upgraded their windows, drastically reducing costs. "The amount we save on our electric bill basically pays for our monthly finance cost," Joe shared.
GoGreen Home Energy Loan Rates
For more information call (858) 495-1637 or email energy@calcoastcu.org.
| Loan Amount | APR (As Low As)2 | Term |
|---|---|---|
| $5,000 - $50,000 ($75,000 for solar + battery bundle) | 3.98% | 30 months |
| $5,000 - $50,000 ($75,000 for solar + battery bundle) | 5.38% | 5 years |
| $5,000 - $50,000 ($75,000 for solar + battery bundle) | 6.38% | 10 years |
| $5,000 - $50,000 ($75,000 for solar + battery bundle) | 7.38% | 15 years |
| $25,000 - $75,000 (for solar + battery bundle only) | 8.38% | 20 years |
- CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service.
- APR = Annual Percentage Rate. Rates are accurate as of 09/14/2025 and may vary based on credit history. All loans subject to approval. Rates and terms are subject to change without notice. Membership and credit subject to approval. To be eligible for a GoGreen loan you must live in California. Restrictions apply.
Contact Us
Want more information on energy or personal loans? We’re more than happy to help answer your questions. Just complete the form and we'll be in touch!
Serving anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.