Member Referral Program
Coast into Cash by earning up to $500 a year for referring your friends and family to Cal Coast Credit Union.1
Referring Cal Coast Members
As a referring member, you will earn $50 when you refer a friend who becomes a Cal Coast member. You'll earn an additional $25 if they get an auto loan and get an additional $75 if they fund a real estate loan. You can earn up to $500 per year for your referrals.1
New Members
As a referred new member of Cal Coast, you can receive up to $125.1 You will receive $50 when you become a member, deposit $50 in a qualifying account, AND do one of the following:
- Open a checking account with eStatements and add direct deposit, online banking, or online bill pay OR
- Finance an auto loan
- Plus, earn an additional $75 when you also open a real estate loan!
Why choose Cal Coast
- Free Checking with eStatements with secure Debit Mastercard® included
- Get 5% cash back with a Cal Coast Debit or Credit Mastercard® when you shop local2
- 26 branches and growing + 60 local shared branches
- Get your paycheck early3
- Plus, exclusive member discounts and perks
Safe and Simple Way to Refer
Click REFER NOW and fill out our online referral form. Once you submit the form, an email will be sent to all of your referrals with details about this offer and how to join Cal Coast.
Referral Earnings¹
| Referring Member Incentive | New Member Incentive | |
|---|---|---|
| New Membership Opened | $50 | None Paid |
| Opened Checking with eStatements and add direct deposit, online banking or online bill pay | None Paid | $50 |
| New Member Financed Auto Loan | $25 | $50 |
| New Member Financed Mortgage Loan | $75 | $75 |
| Maximum Incentive per Referral | $150 | $125 |
A Membership with Built-In Security
Each California Coast checking account comes with a FREE California Coast Debit Mastercard®. It’s a “must-have” wherever you go—because it gives you 24/7 access to your cash and lets you make purchases wherever you see the Mastercard® logo. Whether for cash on the go or for purchases, our card fraud protection program always protects you and your money. Learn more about our new contactless debit and credit cards!
- Referring members can earn up to a maximum of $500 in referral bonuses per calendar year. Referring members must be at least 18 or older to participate in the Coast into Cash referral program. Up to $150 maximum referral bonus will be deposited into the referring member’s savings account when the new member’s qualifying accounts are opened/loan(s) are funded; $50 membership referral paid when new member opens a membership, an additional $25 paid if new member funds an auto loan within the first 30 days, and an additional $75 paid if new member funds a home loan within the first 120 days. Excludes credit cards and lines of credit. Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer. New members must be at least 13 or older to qualify as a referral in the program. Ages 13 through 15 require a parent or guardian to be joint on the account. One-time $50 dividend bonus paid into new member savings account when they deposit $50 into their account and open a checking account with eStatements. New member can also qualify for the $50 dividend bonus if they fund an auto loan and deposit $50 into their account . The $50 deposit must be maintained until dividend bonus is paid. Accounts must be opened and $50 deposited within 30 days of membership date to be eligible for the $50 dividend bonus. Additional $75 dividend bonus paid when real estate loan funds within the first 120 days. Bonus subject to tax reporting. New member eligible for one $50 incentive. The recipient is responsible for any federal, state or local taxes on this offer. Limited time offer; program subject to change without notice. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, and San Bernardino Counties. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Some restrictions apply.
- Terms and conditions apply. Visit calcoastcu.org/local.
- Direct Deposit may be credited up to 2 business days prior to the designated payment date if provided by the payer. Actual deposit date is not guaranteed.
Don't be a stranger, we're your neighbor
Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart.
Not a Cal Coast member? Join now or learn more!
