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Youth Certificates

You can never start saving too early, start saving today with a Cal Coast Youth Certificate. Open with as little as $100.1  

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Lock Your Rate And Start Saving

Age 25 or under? Start with at least $100 and watch your money grow with our great rates!

Youth Certificate benefits:
  • Low minimum opening deposit 
  • Put away some bucks each month
Easy access to accounts
  • Online Banking—review transaction history, utilize budget tools, make external transfers, and more.
  • Mobile Banking2 including Bill Pay, Deposit, PayItNow person-to-person payments3
  • Free eStatements
  • CoastLine Telephone Banking

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Primary Certificates

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Summer Certificate

Summer Certificates are perfect for that dream vacation or savings for the kids summer camps and activities. Plan ahead and open a Summer Certificate with Cal Coast. 

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18 Month Bump Rate Certificate

Learn more about 18 Month Bump Rate Certificates with California Coast Credit Union. Contact us today to get started.

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  1. APY = Annual Percentage Yield. Rates are accurate as of 04/30/2026. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Fees could reduce earnings. Rates and terms are subject to change without notice. Visit calcoastcu.org or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Federally insured by NCUA. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. Members may be eligible for rates other than those posted for (non-promotional) Certificates based on their overall relationship with Cal Coast and matching a competitor’s offer for a materially similar Certificate. Rate matching opportunities require documentation of competitors’ rates and are subject to matching at Cal Coast’s sole discretion.

    $3,000 maximum certificate amount. Dividends may be withdrawn at any time without penalty or added to principal.
  2. Check with your wireless provider to determine if data and text messages rates apply.
  3. Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.

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ABA/Routing No: 322281578
NMLS ID# 407951