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Holiday Saver Certificate

Open a Holiday Saver Certificate Account with as little as $50. Set up a $50 automatic monthly transfer and start saving with a special APY of 0.50%.1 Don't let the worry of holiday spending consume you and plan ahead.

To get started, contact a Member Service Representative: 877-495-1600 or Visit a Branch near you.

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Plan Ahead With A Holiday Saver Certificate

Open a certificate with as little as $50, plus an additional $50 automatic monthly transfer from another Cal Coast share account for uncomplicated holiday savings. Open anytime between November 1st and July 31st. 

Holiday Saver Certificate Benefits:
  • Fixed APY1
  • Certificate matures on October 31st
  • Additional deposits are allowed at any time
  • Term depends on when certificate is opened
Easy access to accounts:
  • Online Banking—review transaction history, utilize budget tools, make external transfers, and more.
  • Mobile Banking2 including Bill Pay, Deposit, PayItNow person-to-person payments3
  • Free eStatements
  • CoastLine Telephone Banking 

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  1. APY = Annual Percentage Yield. Rates are accurate as of 04/30/2026. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Fees could reduce earnings. Rates and terms are subject to change without notice. Visit calcoastcu.org or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Federally insured by NCUA. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply. Members may be eligible for rates other than those posted for (non-promotional) Certificates based on their overall relationship with Cal Coast and matching a competitor’s offer for a materially similar Certificate. Rate matching opportunities require documentation of competitors’ rates and are subject to matching at Cal Coast’s sole discretion.

    The minimum balance required to open and obtain the APY is $50. A minimum $50 automatic deposit each month is required from another California Coast share account. Additional deposits are allowed at any time. If the balance falls below $50, or the automatic deposits are terminated, the certificate will be closed and the funds will be transferred to your savings account.
  2. Check with your wireless provider to determine if data and text messages rates apply.
  3. Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.

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